Hiring and Credit Reports

This era of the computer is also the era of the ever-present personal credit rating. Credit bureaus -- profit-making companies that gather and sell information about a person's credit history -- have become a booming business. And the growing power and popularity of the computerized credit rating has found its way into the workplace, as well. Many employers now do routine credit checks on employees and job applicants, relying on the same credit bureau files used by companies that issue credit cards and make loans. Unfortunately, there is very little you can do to prevent employers from evaluating your credit history in deciding whether to hire, promote or even continue to employ you.

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