PEO7 -  National Employee Leasing Network

Eliminates workers compensation liabilities and simplifies HR responsibilities.

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Employee Health Insurance Benefits a PEO Strong Suit

The fair and accurate calculation of employee health insurance benefits is a crucial part of the administrative schematic of a PEO. This is one of the most important aspects of PEO handiwork. There are a fair amount of federal and state laws and regulations a PEO must adhere to (or make sure the company in their care adheres to, rather). The Americans with Disabilities Act (ADA) was passed, for instance, due to the bureaucratic protocols faced with employee disability, health, employment status and fair compensation issues.

Although the ADA does not require an employer to provide additional insurance benefits to an individual with a disability, an employer may not deny health insurance coverage completely to an individual based upon that person's diagnosis or disability absent an actuarial justification. For example, a blind person may not be denied coverage based on blindness independent of actuarial risk classification. Also, an employee who is addicted to drugs, but not a current user, may not be excluded from receiving health care benefits simply because of the person's addiction. Similarly, an employer may not deny a qualified applicant a job because the employer's current insurance plan does not cover the person's disability or because of the increased cost of insurance. An employer also may not terminate an employee so as to avoid paying the increased costs of the employee's medical benefits or those of a family member with a disability. To find the right PEO, please visit www.PEO7.com or fill out this form www.PEO7.com/form.



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